Dr Marcel Lukas
Senior Lecturer
Vice-Dean Executive Education
- Phone
- +44 (0)1334 46 3429
- mfl3@st-andrews.ac.uk
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Biography
I am the Vice Dean Executive Education and a Senior Lecturer in Banking and Finance at University of ºÚÁϳԹÏÍø.
Before joining ºÚÁϳԹÏÍø I was an Assistant Professor at Finance at Heriot-Watt University for two years.
Prior to joining Heriot-Watt I completed my PhD at University of Edinburgh focusing on Financial Technology (FinTech) and its influence on spending and investing behaviour.
I received my MSc in Banking and Finance from University of ºÚÁϳԹÏÍø in 2015.
Before that I was a project manager at the finance department of Volkswagen for two years and a change management consultant in the financial services industry with IBM for four years. My main research interest is in FinTech and how we can use it to improve financial well-being of consumers.Ìý
Research areas
My main area of research is Consumer Financial Decision Making and the influence of Financial Technology. My main projects at the moment focus on the influence of budgeting apps on spending and general financial behaviour. I currently collaborate with two FinTech companies which helps me to provide real-time insights into consumer financial decision making. Related research informed the Ìýand was covered by major news outlets such as the .ÌýMy work on budgeting was covered by the and the . My research is situated in theÌýÌý
PhD supervision
- AmeliaÌýNelson
- FriedrichÌýRoper
- CharlotteÌýTasker
Selected publications
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Open access
Lukas, M., 6 Jan 2025, The Conversation.
Research output: Contribution to specialist publication › Article
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Open access
Lukas, M., 14 Apr 2025, The Conversation.
Research output: Contribution to specialist publication › Article
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Open access
Lukas, M., 20 Aug 2025, The Conversation.
Research output: Contribution to specialist publication › Article
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Open access
Lukas, M., 3 Feb 2025, The Conversation.
Research output: Contribution to specialist publication › Article
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Open access
Lukas, M., 27 Oct 2025, The Conversation.
Research output: Contribution to specialist publication › Article
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Open access
Lukas, M., 20 Dec 2024, The Conversation.
Research output: Contribution to specialist publication › Article
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Open access
Lukas, M. & Howard, R. C., 1 Aug 2024, The Conversation.
Research output: Contribution to specialist publication › Article
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Open access
Lukas, M. & Howard, R. C., 20 Nov 2024, The Conversation.
Research output: Contribution to specialist publication › Article
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Open access
Lukas, M. F. & Howard, R. C. “., 1 Feb 2023, In: Journal of Consumer Research. 49, 5, p. 697–720 24 p., ucac024.
Research output: Contribution to journal › Article › peer-review
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Open access
Danbolt, J., Eshraghi, A. & Lukas, M., 1 Jun 2022, In: European Financial Management. 28, 3, p. 834-865 32 p.
Research output: Contribution to journal › Article › peer-review
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